Section 137B guides
Plain-English answers for sellers, agents, conveyancers and solicitors. Start from where the sale is up to.

Getting ready to sell
Renovations, permits, trades and insurance: work out what applies before the campaign.
Owner-Builder Insurance When Selling in Victoria: Where to BuyWhere owner-builders buy the insurance needed to sell (BuildVic and the BPC-approved distributors), and why the insurer asks for the defects report first.Section 137B Report vs Domestic Building Insurance: What’s the Difference?The defects report records defects; DBI and Home Warranty cover eligible losses. Why neither replaces the other, and what changed on 1 July 2026.Renovations Done by Licensed Trades: Is a 137B Report Still Required?Licensed trades do not settle the owner-builder question. What matters is who contracted for, managed and took responsibility for the work.Owner-Builder Work Without Permits or Certificates: What Can Be Done?Missing permits or final inspection certificates? Work out what is actually missing, who can resolve it, and what a 137B report can and cannot do.Do I Need a Section 137B Report for Renovations Without a Building Permit?Why a missing building permit does not, by itself, answer the Section 137B question, and what your conveyancer should check.Auction or signing is close
The report may be missing and the date is fixed. What to check first.
Contract already signed
The report turns up missing after signing. What buyers and conveyancers should do.
Not sure a report is needed?
Answer three questions in the scope checker, or enter the renovation work to see the price.